"You write "According to Census and HHS data, 10 million have incomes more than three hundred percent of the poverty line, meaning they could afford coverage but for some reason choose to forgo it."
When I read these words, I wanted to come out of my chair. This is one of 10 million people with incomes in excess of 300% of the poverty level who CHOOSE not to buy health care. I thought about a post here in which I respond with all the vitriol I could muster. But I read further and came across this most appropriate response:
"Having seen the response from one of your correspondents that health insurance is too expensive for recent graduates, I thought I would check to see if much had changed in the last 15 years. When I finished my graduate degree, my first employer in Richmond did not provide health insurance, but I was able to get an Anthem (formerly Blue Cross) policy in Richmond, VA for about $75.00 a month. According to a brief internet search, a 25 year-old non-smoking male living in Richmond, Virginia can get a basic Anthem policy (much like an employer is likely to offer) for $111.00 a month with a $500.00 deductible and $30 copays or $79.00 a month for a $2,500 deductible and $30 co-pays. Thus, your other correspondent is not stretching when he referenced "Cable TV". Give up the Comcast Triple Play and get health insurance. Alternatively, give up one or two nights out a month, and cover your health insurance. What the correspondent seems to miss is that he cannot logically maintain that health insurance is so important that it is a moral obligation for the government to provide it to all of its citizens, but it isn't worth two dates at TGIFriday's a month for an individual."